Union of Albany, New York. His legal reportage has won more than two dozen
awards, including prestigious honors from the American Bar Association,
the New York State Bar Association, the Erie County Bar Association, and the
Associated Press. John is coauthor of Personal Bankruptcy Laws For Dummies.
N. Brian Caverly is a practicing lawyer in Pennsylvania. He has practiced law
since 1968, and in his practice emphasizes wills and estates, estate planning,
and elder law. He holds an AB degree in economics from Bucknell University,
and a JD degree from the Dickinson School of Law. He serves on the board of
directors of the Angeline Elizabeth Kirby Memorial Health Center in Wilkes-
Barre, a major charitable organization. Brian is also chairman of the Luzerne
County Planning Commission. He presents lectures and writes articles and
papers about various legal topics, including those related to estate planning.
Brian is the coauthor of Estate Planning For Dummies.
Peter Economy lives in La Jolla, California and is a bestselling author or
coauthor of more than 35 books, including Managing For Dummies and
Consulting For Dummies with Bob Nelson, Home-Based Business For Dummies
with Paul and Sarah Edwards, and Writing Children's Books For Dummies
with Lisa Rojany Buccieri. Peter is also Associate Editor for the Apex Award-
winning magazine Leader to Leader.
Jack Hungelmann's policy knowledge, problem-solving expertise, and cover-
age analysis was gained through more than 25 years in the insurance busi-
ness as a claims adjuster, agent, and consultant. He has advised individuals
and commercial enterprises on their insurance needs and has earned several
distinguished designations. Jack graduated from the University of Minnesota
in 1969 and has taught professional continuing education classes for both the
CPCU and CIC societies. He has been published numerous times in American
Agent & Broker magazine. He lives in Chanhassen, Minnesota with his wife
Judy. Jack is the author of Insurance For Dummies.
John E. Lucas has been in the mortgage banking industry for over 40 years,
actively originating mortgage loans in the Van Nuys, California area. When
the Department of Housing and Urban Development (HUD) introduced the
HECM reverse mortgage in 1989, he worked with one of the companies HUD
chose to participate in the test program. He has lectured on reverse mort-
gages to a wide variety of organizations and groups such as senior centers,
realtors, CPAs, fi nancial planners, elder law attorneys, service clubs and uni-
versity groups, and is a member of the National Reverse Mortgage Lenders
Association. John is the coauthor of Reverse Mortgages For Dummies.
