John earned his JD degree from the University of Houston Law School. Later,
he and a partner established a law fi rm in Texas, building it into one of the
most successful consumer bankruptcy fi rms in the state. He subsequently
began a successful consumer law fi rm in South Texas. He is also a regular
speaker at law conferences around the country and serves on the Bankruptcy
Council for the Texas Bar Association. John is the author of numerous books
on consumer and small business legal matters, including Managing Debt For
Dummies.